Saving money helps to steer you towards your goals and Safaricom is helping you to achieve just that.

Pochi la Bashara is a service brought by Safaricom that helps its users to separate personal funds from business funds in their M-pesa accounts and pay for goods and services easily. Many businesses are already using it to receive payments from their customers.

Below are the requirements for using Pochi la Biashara

1.    You must be an M-pesa user.

2.    You must have a phone that you will use to carry out the transaction.

3.    You must have the number that you are sending the amount to.

4.    You must have the amount you intent to send to Pochi la Biashara in your M-pesa account already.

5.    You must join Pochi first before receiving money through Pochi la Biashara

Let’s look at some of the benefits of using Pochi la Biashara to receive or make payments.

The money received can’t be reversed without owner’s consent - unlike send money where a client can send money to you then reverse it later, money send to Pochi la Biashara can’t be reversed before the receiver is conducted to authorize the reversal and this relieves you from the tension of losing money through untrustworthy customers.

Less charges- sending money to Pochi la Biashara costs less than sending money directly to the business owner number therefore making it less costly to the client making the payment.

If you are a businessperson and wish to start receiving payments through Pochi la Biashara, follow this simple process to Join Pochi:

1.    Dial *334# on your phone.

2.    reply with 8 for Pochi la Biashara

3.    Select join Pochi

4.    Accept the terms and conditions

5.    Select your business category

6.    Send and wait for the confirmation message on whether the process was successful or not.

Follow this step by step guide to pay with Pochi la Biashara

1.    go to lipa na Mpesa 

2.    click Pochi la Biashara

3.    Enter phone number you are paying to. 

4.    enter amount

4.    enter your pin number and send

Here is a step by step guide on how to send money to Pochi la Biashara

1.    dial *334# on your phone 

2.    reply with 8 for Pochi la Biashara

3.    reply with 1 to send to pochi

4.    enter the phone number you wish to send to

5.    enter amount

6.    Enter your pin and send. You will be prompted to confirm whether the details are correct. Do so and wait for an M-pesa message confirming whether the transaction was successful or not.

If you already have funds in your Pochi and would like to withdraw them, follow this guide:

1.    Dial *334# on your phone

2.    Reply with 2 to withdraw funds and send

3.    Reply with 1 to withdraw from agent, 2 to withdraw from pochi la biashara to mpesa or 3 to withdraw from M-pesa to Pochi la Biashara

4.    Go on with the withdrawal process by entering the amount, your M-pesa pin and send

5.    You will receive an M-pesa message to confirm if the transaction was successful or not.

In case you face any difficulty, you can contact Safaricom through their customer care number and your issue will be resolved